Home Credit, SM Appliance Center Make Upgrades Easier

Upgrading essential home appliances can be a major expense for Filipino families, particularly when several household items need replacement at the same time. Home Credit Philippines and SM Appliance Center are offering consumers another way to manage these purchases through the return of the Grand Pay Hulugan Promo.

Running from August 1 to September 30, 2026, the nationwide promotion combines installment options with special appliance deals, giving eligible customers greater flexibility when purchasing products for their homes.

Under the program, qualified buyers may avail themselves of 0% down payment and 0% interest for up to 18 months on selected offers. Customers can also purchase a bundle of up to three appliances in a single transaction, while selected products are available at discounts of up to 40%.

The arrangement may benefit households planning to replace aging refrigerators and washing machines or invest in air conditioners, televisions and other appliances without paying the entire purchase price upfront.

“At Home Credit, we understand that appliances are important investments that support families’ everyday lives,” said Puneet Suneja, Chief Sales Officer of Home Credit Philippines. He added that the promotion is designed to help customers obtain needed products while managing payments over time.

The three-item bundle option also provides an opportunity for families to address several household requirements in one purchase. Combined with installment terms and selected discounts, the program aims to make major home improvements more manageable within household budgets.

The Grand Pay Hulugan Promo is available at SM Appliance Center branches nationwide until September 30, 2026. Customers may visit participating stores to check eligible appliances, financing terms and applicable promotional offers.

Consumers may also use the Home Credit App for information about available financing options.

Through the renewed partnership, Home Credit Philippines and SM Appliance Center are making appliance purchases more accessible while giving Filipino households greater flexibility in deciding how and when to upgrade their homes.