Village Connect
Parenthood comes with countless joys, but also with pressing responsibilities. In a world where living costs continue to climb, Filipino families face the challenge of not only providing for daily needs but also preparing for their children’s long-term future. Education, healthcare, and protection against life’s uncertainties are all vital—but without proper planning, these goals may become out of reach.
One of the most urgent threats to a child’s future is inflation. The latest data shows a rise to 1.5% in August 2025 from 0.9% the month before, with global and local factors likely to drive rates higher. What parents can afford today may not be enough in a few years’ time, especially when it comes to schooling, healthcare, and other essentials. Acting early allows families to stay ahead of rising costs and protect their children from financial uncertainty.
Insurance also plays a crucial role, and timing makes all the difference. Premiums are becoming more expensive as healthcare costs increase, and waiting too long can mean higher rates or even limited access to coverage. Securing protection early ensures not just lower premiums but also long-term security for children, particularly as policies accumulate value over time.
Education, often a family’s biggest investment, is also steadily increasing in cost. According to COCOPEA, private schools petitioned tuition hikes of 3% to 12% for 2024–2025, with more adjustments expected in the years ahead. For parents, starting a savings or insurance-backed education plan now is the only way to keep up with these escalating fees and ensure their children receive the quality learning they deserve.
But even the best-laid plans can be disrupted. Emergencies, whether medical or financial, often drain resources intended for children’s schooling. EDCOM 2 reported that 39% of higher education dropouts are linked to financial struggles. By having a dedicated education fund or insurance plan, parents can safeguard their children’s studies no matter what hardships arise.
More than financial stability, preparation offers peace of mind. Parents who take proactive steps know that, regardless of life’s uncertainties, their children’s future is secure. Sun Life Grepa provides families with a range of solutions tailored for this purpose: Sun Grepa Power Builder 5 and 10 for investment growth and protection, Sun Grepa Secure Income for guaranteed payouts, and Sun Grepa Elev8 for savings with increasing benefits.
Every parent dreams of giving their child the best future possible. With Sun Life Grepa’s insurance plans, that dream can move from hope to certainty. For more information, visit www.sunlifegrepa.com, follow Sun Life Grepa on Facebook, or email [email protected].
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